英文合同中付款條款對信用證使用的約定

 L / C OF PAYMENT PROVISION IN CONTRACT

 

　信用證 英語為：letter of credit。縮寫為：L/C或LOC。

信用證（Letter of Credit ,L/C)是指由銀行（開證行）依照（申請人）的要求和指示或自己主動，在符合信用證條款的條件下，憑規(guī)定單據(jù)向第三者（受益人）或其指定方進行付款的書面文件。即信用證是一種銀行開立的有條件的承諾付款的書面文件。

　　在國際貿(mào)易活動，買賣雙方可能互不信任，買方擔心預付款后，賣方不按合同要求發(fā)貨；賣方也擔心在發(fā)貨或提交貨運單據(jù)后買方不付款。因此需要兩家銀行做為買賣雙方的保證人，代為收款交單，以銀行信用代替商業(yè)信用。銀行在這一活動中所使用的工具就是信用證。

 

一、Kinds of L/C 信用證類別

　  1.revocable L/C/irrevocable L/C 可撤銷信用證/不可撤銷信用證

　　2.confirmed L/C/unconfirmed L/C 保兌信用證/不保兌信用證

　　3.sight L/C/usance L/C 即期信用證/遠期信用證

　　4.transferable L/C（or）assignable L/C（or）transmissible L/C /untransferable L/C

可轉(zhuǎn)讓信用證/不可轉(zhuǎn)讓信用證

　　5.divisible L/C/undivisible L/C 可分割信用證/不可分割信用證

　　6.revolving L/C 循環(huán)信用證

　　7.L/C with T/T reimbursement clause 帶電匯條款信用證

　　8.without recourse L/C/with recourse L/C 無追索權(quán)信用證/有追索權(quán)信用證

　　9.documentary L/C/clean L/C 跟單信用證/光票信用證

　　10.deferred payment L/C/anticipatory L/C 延付信用證/預支信用證

　　11.back to back L/Creciprocal L/C 對背信用證/對開信用證

　　12.traveller's L/C（or:circular L/C） 旅行信用證

 

二、Names of Parties Concerned 有關信用證當事人

1.opener 開證人

　�。�1）applicant 開證人（申請開證人）

　　（2）principal 開證人（委托開證人）

　�。�3）accountee 開證人

　　（4）accreditor 開證人（委托開證人）

　�。�5）opener 開證人

　　（6）for account of Messrs 付（某人）帳

　�。�7）at the request of Messrs 應（某人）請求

　　（8）on behalf of Messrs 代表某人

　�。�9）by order of Messrs 奉（某人）之命

　（10）by order of and for account of Messrs 奉（某人）之命并付其帳戶

�。�11）at the request of and for account of Messrs 應（某人）得要求并付其帳戶

�。�12）in accordance with instruction received from accreditors

根據(jù)已收到得委托開證人得指示

　　2.beneficiary 受益人

　　（1）beneficiary 受益人

　�。�2）in favour of 以（某人）為受益人

　　（3）in one's favour 以……為受益人

　�。�4）favouring yourselves 以你本人為受益人

　　3.drawee 付款人（或稱受票人，指匯票）

　�。�1）to drawn on （or :upon） 以（某人）為付款人

　�。�2）to value on 以（某人）為付款人

　�。�3）to issued on 以（某人）為付款人

　　4.drawer 出票人

　　5.advising bank 通知行

　　（1）advising bank 通知行

　�。�2）the notifying bank 通知行

　�。�3）advised through…bank 通過……銀行通知

　　（4）advised by airmail/cable through…bank 通過……銀行航空信/電通知

　　6.opening bank 開證行

　�。�1）opening bank 開證行

　　（2）issuing bank 開證行

　�。�3）establishing bank 開證行

　　7.negotiation bank 議付行

　　（1）negotiating bank 議付行

　�。�2）negotiation bank 議付行

　　8.paying bank 付款行

　　9.reimbursing bank 償付行

　　10.the confirming bank 保兌行

 

　　三、Amount of the L/C 信用證金額

Amount of the L/C 信用證金額

　　1.amount RMB￥… 金額：人民幣

　　2.up to an aggregate amount of Hongkong Dollars… 累計金額最高為港幣……

　　3.for a sum （or :sums） not exceeding a total of GBP… 總金額不得超過英鎊……

　　4.to the extent of HKD… 總金額為港幣……

　　5.for the amount of USD… 金額為美元……

　　 6.for an amount not exceeding total of JPY… 金額的總數(shù)不得超過……日元的限度

 

　　四、The Stipulations for the shipping Documents 信用證的跟單要求

  1.available against surrender of the following documents bearing our credit number and the full name and address of the opener.

憑交出下列注名本證號碼和開證人的全稱及地址的單據(jù)付款

 

2.drafts to be accompanied by the documents marked（×）below .

匯票須隨附下列注有（×）的單據(jù).

 

3.accompanied against to documents hereinafter 隨附下列單據(jù)

　　4.accompanied by following documents 隨附下列單據(jù)

　　5.documents required 單據(jù)要求

　　6.accompanied by the following documents marked（×）in duplicate

隨附下列注有（×）的單據(jù)一式兩份

 

　　7.drafts are to be accompanied by… 匯票要隨附（指單據(jù)）……

 

　五、Draft（Bill of Exchange）信用證對匯票的要求

　1.the kinds of drafts 匯票種類

（1）available by drafts at sight 憑即期匯票付款

（2）draft（s） to be drawn at 30 days sight 開立30天的期票

（3）sight drafs 即期匯票

（4）time drafts 遠期匯票

　2.drawn clauses 出票條款（注：即出具匯票的法律依據(jù)）

（1）all darfts drawn under this credit must contain the clause “Drafts drawn

Under Bank of…credit No.…dated…”

本證項下開具的匯票須注明“本匯票系憑…銀行…年…月…日第…號信用證下開具”的條款

 

（2）drafts are to be drawn in duplicate to our order bearing the clause “Drawn

under United Malayan Banking Corp.Bhd.Irrevocable Letter of Credit No.…dated

July 12, 1978”

 匯票一式兩份，以我行為抬頭，并注明“根據(jù)馬來西亞聯(lián)合銀行1978年7月12日第……號不可撤銷信用證項下開立”

 

（3）draft（s） drawn under this credit to be marked：“Drawn under…Bank L/C

No.……Dated （issuing date of credit）”

根據(jù)本證開出得匯票須注明“憑……銀行……年……月……日（按開證日期）第……號不可撤銷信用證項下開立”

 

（4）drafts in duplicate at sight bearing the clauses“Drawn under…L/C

No.…dated…”

即期匯票一式兩份，注明“根據(jù)……銀行信用證……號，日期……開具”

 

（5）draft（s） so drawn must be in scribed with the number and date of this L/C

開具的匯票須注上本證的號碼和日期

 

（6）draft（s） bearing the clause：“Drawn under documentary credit No.…（shown

above） of…Bank”

匯票注明“根據(jù)……銀行跟單信用證……號（如上所示）項下開立”

 

　　六、Invoice 信用證對發(fā)票的要求

　　1.signed commercial invoice 已簽署的商業(yè)發(fā)票

　　in duplicate 一式兩份

　　in triplicate 一式三份

　　in quadruplicate 一式四份

　　in quintuplicate 一式五份

　　in sextuplicate 一式六份

　　in septuplicate 一式七份

　　in octuplicate 一式八份

　　in nonuplicate 一式九份

in decuplicate 一式十份

 

2.beneficiary's original signed commercial invoices at least in 8 copies issued in the name of the buyer indicating （showing/evidencing/specifying/declaration of） the merchandise, country of origin and any other relevant information.

以買方的名義開具、注明商品名稱、原產(chǎn)國及其他有關資料，并經(jīng)簽署的受益人的商業(yè)發(fā)票正本至少一式八份

 

　　3.Signed attested invoice combined with certificate of origin and value in 6

copies as reuired for imports into Nigeria.

 以簽署的，連同產(chǎn)地證明和貨物價值的，輸入尼日利亞的聯(lián)合發(fā)票一式六份

 

　　4.beneficiary must certify on the invoice…have been sent to the accountee

受益人須在發(fā)票上證明，已將……寄交開證人

 

　　5.4% discount should be deducted from total amount of the commercial invoice

商業(yè)發(fā)票的總金額須扣除4%折扣

 

　　6.invoice must be showed: under A/P No.… date of expiry 19th Jan. 1981

發(fā)票須表明：根據(jù)第……號購買證，滿期日為1981年1月19日

 

　　8.combined invoice is not acceptable 不接受聯(lián)合發(fā)票

 

　　七、Bill of Loading 信用證對提單的要求

1.full set shipping （company's） clean on board bill（s） of lading marked

"Freight Prepaid" to order of shipper endorsed to … Bank, notifying buyers

全套裝船（公司的）潔凈已裝船提單應注明“運費付訖”，作為以裝船人指示為抬頭、背書給……銀行，通知買方

 

2.bills of lading made out in negotiable form 作成可議付形式的提單

 

3.clean shipped on board ocean bills of lading to order and endorsed in blank

marked "Freight Prepaid" notify: importer（openers,accountee）

潔凈已裝船的提單空白抬頭并空白背書，注明“運費付訖”，通知進口人（開證人）

 

4.full set of clean "on board" bills of lading/cargo receipt made out to our

order/to order and endorsed in blank notify buyers M/S … Co. calling for

shipment from China to Hamburg marked "Freight prepaid" / "Freight Payable at

Destination"

全套潔凈“已裝船”提單/貨運收據(jù)作成以我（行）為抬頭/空白抬頭，空白背書，通知買方……公司，要求貨物字中國運往漢堡，注明“運費付訖”/“運費在目的港付”

 

5.bills of lading issued in the name of… 提單以……為抬頭

 

6.bills of lading must be dated not before the date of this credit and not

later than Aug. 15, 1977

提單日期不得早于本證的日期，也不得遲于1977年8月15日

 

7.bill of lading marked notify: buyer,“Freight Prepaid”“Liner terms”“received

for shipment” B/L not acceptable 提單注明通知買方，“運費預付”按“班輪條件”，“備運提單”不接受

　　8.non-negotiable copy of bills of lading 不可議付的提單副本

 

　　八、Insurance Policy （or Certificate） 信用證對保險單 （或憑證）的要求

（1）…risks clauses of the P.I.C.C. subject to C.I.C.

 根據(jù)中國人民保險公司的保險條款投保……險

 

（2）marine insurance policies or certificates in negotiable form, for 110%

full CIF invoice covering the risks of War & W.A. as per the People's Insurance

Co. of China dated 1/1/1976. with extended cover up to Kuala Lumpur with claims

payable in （at） Kuala Lumpur in the currency of draft （irrespective of

percentage）

作為可議付格式的海運保險單或憑證按照到岸價的發(fā)票金額110%投保中國人民保險公司1976年1月1日的戰(zhàn)爭險和基本險，負責到吉隆坡為止。按照匯票所使用的貨幣在吉隆坡賠付（無免賠率）

 

（3）insurance policy or certificate settling agent's name is to be indicated,

any additional premium to cover uplift between 10 and 17% may be drawn in excess

of the credit ualue

保險單或憑證須表明理賠代理人的名稱，保險費如增加10-17%可在本證金額以外支付

 

（4）insurance policy （certificate） … Name of Assured to be showed: A.B.C.Co.

Ltd. 保險單或憑證作成以A.B.C.有限公司為被保險人

 

（5）insurance policy or certificate covering W.A. （or F.P.A.） and war risks as

per ocean marine cargo clause and ocean marine cargo war risk clauses of the

People's Insurance Company of China dated 1/1/1981

保險單或憑證根據(jù)中國人民保險公司1981年1月1日的海洋運輸貨物保險條款和海洋運輸貨物戰(zhàn)爭險條款投保水漬險（或平安險）和戰(zhàn)爭險

 

（6）insurance policy/certificate covering all war mines risks

保險單/憑證投保一切險、戰(zhàn)爭險、地雷險（注：mines解釋為地雷，屬于戰(zhàn)爭險的負責范圍，可以接受）

 

（7）W.A. this insurance must be valid for period of 60 days after the

discharge of goods 水漬險在貨物卸船后60天有效

 

　　九、Certificate of Origin 信用證對產(chǎn)地證的要

1.certificate of origin of China showing 中國產(chǎn)地證明書

stating 證明

　　evidencing 列明

　　specifying 說明

　　indicating 表明

　　declaration of 聲明

　　2.certificate of Chinese origin 中國產(chǎn)地證明書

　　3.Certificate of origin shipment of goods of … origin prohibited

產(chǎn)地證，不允許裝運……的產(chǎn)品

 

　　4.declaration of origin 產(chǎn)地證明書（產(chǎn)地生明）

　　5.certificate of origin separated 單獨出具的產(chǎn)地證

　　6.certificate of origin "form A" “格式A”產(chǎn)地證明書

　　7.genetalised system of preference certificate of origin form "A"

普惠制格式“A”產(chǎn)地證明書

 

　　十、Packing List and Weight List 信用證對裝箱單與重量單的要求

　　1.packing list deatiling the complete inner packing specification and contents

of each package　　載明每件貨物之內(nèi)部包裝的規(guī)格和內(nèi)容的裝箱單

　　2.packing list detailing… 詳注……的裝箱單

　　3.packing list showing in detail… 注明……細節(jié)的裝箱單

　　4.weight list 重量單

　　5.weight notes 磅碼單（重量單）

　　6.detailed weight list 明細重量單

　　7.weight and measurement list 重量和尺碼單

 

　　十一、Inspection Certificate 信用證對檢驗證書的要求

　  1.certificate of weight 重量證明書

　　2.certificate of inspection certifying quality & quantity in triplicate issued

by C.I.B.C. 由中國商品檢驗局出具的品質(zhì)和數(shù)量檢驗證明書一式三份

　　3.phytosanitary certificate 植物檢疫證明書

　　4.plant quarantine certificate 植物檢疫證明書

　　5.fumigation certificate 熏蒸證明書

　　6.certificate stating that the goods are free from live weevil 無活蟲證明書（熏蒸除蟲證明書）

　　7.sanitary certificate 衛(wèi)生證書

　　8.health certificate 衛(wèi)生（健康）證書

　　9.analysis certificate 分析（化驗）證書

　　10.tank inspection certificate 油倉檢驗證明書

　　11.record of ullage and oil temperature 空距及油溫記錄單

　　12.certificate of aflatoxin negative 黃曲霉素檢驗證書

　　13.non-aflatoxin certificate 無黃曲霉素證明書

　　14.survey report on weight issued by C.I.B.C.

中國商品檢驗局簽發(fā)之重量檢驗證明書

 

　　15.inspection certificate 檢驗證書

　　16.inspection and testing certificate issued by C.I.B.C.

中國商品檢驗局簽發(fā)之檢驗證明書

 

　　十二、Other Documents 信用證對其他單據(jù)的要求

1.full tet of forwarding agents' cargo receipt 全套運輸行所出具之貨物承運收據(jù)

2.air way bill for goods condigned to…quoting our credit number

以……為收貨人，注明本證號碼的空運貨單

 

3.parcel post receipt 郵包收據(jù)

4.Parcel post receipt showing parcels addressed to…a/c accountee

郵包收據(jù)注明收件人：通過……轉(zhuǎn)交開證人

 

5.parcel post receipt evidencing goods condigned to…and quoting our credit

number 以……為收貨人并注明本證號碼的郵包收據(jù)

 

6.certificate customs invoice on form 59A combined certificate of value and

origin for developing countries

適用于發(fā)展中國家的包括價值和產(chǎn)地證明書的格式59A海關發(fā)票證明書

 

7.pure foods certificate 純食品證書

8.combined certificate of value and Chinese origin 價值和中國產(chǎn)地聯(lián)合證明書

 

　　十三、The Stipulation for Shipping Terms 信用證對裝運條款的要求

    賣方應在合同規(guī)定的裝運日期前30天，以＿＿＿＿方式通知買方合同號、品名、數(shù)量、金額、包裝件、毛重、尺碼及裝運港可裝日期，以便買方安排租船/訂艙。裝運船只按期到達裝運港后，如賣方不能按時裝船，發(fā)生的空船費或滯期費由賣方負擔。在貨物越過船弦并脫離吊鉤以前一切費用和風險由賣方負擔。

  The Seller shall, 30 days before the shipment date specified in the  Contract, advise the Buyer by _______ of the Contract No., commodity,  quantity, amount, packages, gross weight, measurement, and the date of  shipment in order that the Buyer can charter a vessel/book shipping space.  In the event of the Seller's failure to effect loading when the vessel arrives duly at the loading port, all expenses including dead freight and/or demurrage charges thus incurred shall be for the Seller's account.

 

　　十四、Date & Address of Expiry 有效日期與地點

在裝運之前____天，買方應通過一流銀行開立一份不可撤銷的、以賣方為受益人的、金額為合同總價％的有效期至少為個月的即期信用證。%憑最終用戶簽字的設備驗收證書2周內(nèi)電匯支付。
  __ days before shipment, the Buyer shall establish with first class bank a % irrevocable, L/C at sight in favor of the Seller. The L/C should with a minimum validity of four months. 10%paid by T/T within 2 weeks against Acceptance  Certificate signed by Enduser . 　

 

十五、The Guarantee of the Opening Bank 開證行付款保證

1.  we hereby engage with you that all drafts drawn under and in compliance with the terms of this credit will be duly honored .

我行保證及時對所有根據(jù)本信用證開具、并與其條款相符的匯票兌付

 

2. we undertake that drafts drawn and presented in conformity with the terms of this credit will be duly honoured .

開具并交出的匯票，如與本證的條款相符，我行保證依時付款

 

3.  we hereby engage with the drawers, endorsers and bona-fide holders of draft(s) drawn under and in compliance with the terms of the credit that such draft(s) shall be duly honoured on due presentation and delivery of documents as specified (if drawn and negotiated with in the validity date of this credit) .

凡根據(jù)本證開具與本證條款相符的匯票，并能按時提示和交出本證規(guī)定的單據(jù)，我行保證對出票人、背書人和善意持有人承擔付款責任（須在本證有效期內(nèi)開具匯票并議付）

 

4. provided such drafts are drawn and presented in accordance with the terms of this credit, we hereby engage with the drawers, endorsors and bona-fide holders that the said drafts shall be duly honoured on presentation .

凡根據(jù)本證的條款開具并提示匯票，我們擔保對其出票人、背書人和善意持有人在交單時承兌付款

 

5.   we hereby undertake to honour all drafts drawn in accordance with the terms of this credit .

所有按照本條款開具的匯票，我行保證兌付

 

　　 十六、Special Conditions 特別條款

        （雙方另行約定）

 

　　十七、In Reimbursement 索償文句

　   信用證內(nèi)容須嚴格符合本售貨合約的規(guī)定，否則修改信用證的費用由買方負擔，賣方并不負因修改信用證而延誤裝運的責任，并保留因此而發(fā)生的一切損失的索賠權(quán)。 
The contents of the covering Letter of Credit shall be in strict conformity with the stipulations of the Sales Contract. In case of any variation there of necessitating amendment of the L/C, the Buyers shall bear the expenses for effecting the amendment. The Sellers shall not be held responsible for possible delay of shipment resulting from awaiting the amendment of the L/C and reserve the right to claim from the Buyers for the losses resulting therefrom.

 

   十八、 合同中常見的有關信用證的約定

買方于成交后通過______中國銀行開出以賣方為抬頭的不可撤銷的信用證，賣方在貨物裝船啟運后憑本合同交貨條款 所列單據(jù)在開證銀行議付貨款。信用證有效期為裝船后 天止。
After conclusion of business the Buyer shall open with the Bank of China, _______ ，an irrevocable letter of credit in favor of the Sellers payable at the issuing Bank against presentation of the shipping documents as stipulated under Clause of the Terms of Delivery of this Contract after departure of the carrying vessel . The said letter of credit shall remain in force till the day after shipment.

 

相關信用證中的條款必須與銷售確認書一致。

The stipulations in the relative L/C must strictly conform to the stated conditions in our sales confirmation. 

付款：憑保兌的、不可撤銷的、可轉(zhuǎn)讓的、可分割的即期有電報套匯條款/見票/出票____天期付款信用證，信用證以_____為受益人并允許分批裝運和轉(zhuǎn)船。該信用證必須在______前開到賣方，信用證的有效期應為上述裝船期后第15天，在中國______到期，否則賣方有權(quán)取消本售貨合約，不另行通知，并保留因此而發(fā)生的一切損失的索賠權(quán)。 
Terms of Payment：By confirmed, irrevocable, transferable and divisible letter of credit in favour of _____payable at sight with TT reimbursement clause/___days’/sight/date allowing partial shipment and transshipment. The covering Letter of Credit must reach the Sellers before _____and is to remain valid in _____.China until the 15th day after the aforesaid time of shipment, failing which the Sellers reserve the right to cancel this Sales Contract without further notice and to claim from the Buyers for losses resulting therefrom.

買方須于**年**月**日將保兌的，不可撤消的，可轉(zhuǎn)讓可分割的即期信用證開到賣方。信用證議付有效期延至上列裝運期后15天在中國到期，該信用證中必須注明允許分運及轉(zhuǎn)讓。
By confirmed,irrevocable,transferable and divisible L/C to be available by sight draft to reach the sellers before****and to remain valid for negotiation in China until 15 days after the aforesaid time of shipment.Tje L/C must specify that transhipment and partial shipments are allowd. 
 

信用證內(nèi)應明確規(guī)定賣方有權(quán)可多裝或少裝所注明的百分數(shù)，并按實際裝運數(shù)量議付。（信用證之金額按本售貨合約金額增加相應的百分數(shù)。） 
The covering Letter of Credit shall stipulate the Sellers’s option of shipping the indicated percentage more or less than the quantity hereby contracted and be negotiated for the amount covering the value of quantity actually shipped. (The Buyers are requested to establish the L/C in amount with the indicated percentage over the total value of the order as per this Sales Contract.)

3. 信用證內(nèi)容須嚴格符合本售貨合約的規(guī)定，否則修改信用證的費用由買方負擔，賣方并不負因修改信用證而延誤裝運的責任，并保留因此而發(fā)生的一切損失的索賠權(quán)。 
The contents of the covering Letter of Credit shall be in strict conformity with the stipulations of the Sales Contract. In case of any variation there of necessitating amendment of the L/C, the Buyers shall bear the expenses for effecting the amendment. The Sellers shall not be held responsible for possible delay of shipment resulting from awaiting the amendment of the L/C and reserve the right to claim from the Buyers for the losses resulting therefrom.